Associate members

BNP Paribas Cardif, subsidiary of BNP Paribas, insures people, their families and their property through savings and protection products and services. Their proven expertise in marketing and distributing insurance products contributes to the success of their partners around the world, particularly in Europe, Asia and Latin America. Currently the tenth-largest insurer in Europe*, BNP Paribas Cardif aims to be the global benchmark in insurance partnerships. BNP Paribas Cardif pursues an exemplary Corporate Social Responsibility policy centred on responsible products and services, promotion of workplace diversity, internal environmental initiatives and support for economic and financial education.

CRIF is a global company specializing in credit bureau and business information, outsourcing and processing services, and advanced solutions for credit and open banking. Established in 1988 in Bologna (Italy), CRIF operates over four continents and is currently the leader in continental Europe in the field of banking credit information and one of the main operators on a global level in the field of integrated services for business & commercial information and credit & marketing management. Moreover, CRIF is included in the prestigious IDC FinTech Rankings Top 100, a ranking of the leading global technology solution providers to the financial services industry, and in 2019 completed its coverage as an AISP in 31 European countries where the revised Payment Services Directive is applicable. Today over 10,500 banks and financial institutions, 600 insurance companies, 82,000 business clients and 1,000,000 consumers use CRIF services in 50 countries on a daily basis.

Equifax is a global data, analytics, and technology company. We believe knowledge drives progress. We blend unique data, analytics, and technology with a passion for serving customers globally, to create insights that power decisions to move people forward. Headquartered in Atlanta, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe and the Asia Pacific region. It is a member of Standard & Poor's (S&P) 500® Index, and its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. Equifax employs approximately 13,000 employees worldwide.

FICO, formerly known as Fair Isaac, delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the industry-leading solutions for measuring credit risk, managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands.

As a market-leading credit management company, Intrum has wide-ranging expertise in debt collection services, and we do business in 20 countries in Europe. Intrum has more than 10,000 experienced employees in their group.
As a result, we have a unique geographical size and scope. With market leadership, however, comes with a great responsibility. We see ourselves as role models within our industry and have both the opportunity and responsibility to set new standards and change the way people perceive credit management. Through ethical and sustainable business practices we want to become the true benchmark of our industry.

Leading the way in individual life and health insurance!

With over 30 years of expertise in lifestyle & credit protection insurance, we empower both our financial partners and customers with bespoke solutions that seamlessly blend personalized human assistance with cutting-edge digital tools. Collaborating closely with our partners (banks, financial services, insurers), we co-create tailored solutions across the entire spectrum of needs, from offer design to sales, support, contract management, and service delivery (claims, complaints, collection among others).

At Kereis, we offer unparalleled proficiency in the individual insurance brokerage market. With our presence across multiple entities within the group, we cover every aspect of the value chain, including product design, actuarial support, digital distribution, policy management, customer care, claims handling, and reporting across 7 European Union countries: France, Spain, Italy, Portugal, Germany, Belgium, and Austria.

Danish Monthio is the innovative creditworthiness solution that allows for quicker loan approvals, easier and more accurate, unlocking simplicity in credit decisioning. By combining deep expertise of the credit process with superior open banking solutions, Monthio revolutionises the loan approval process lenders by harnessing real-time financial data. This allows to lenders significantly increase the loan approval rate, making more accurate assessments and informed decisions.

QUICKSIGN is the European leader in digital onboarding for B2C financial services—consumer credit, banking and insurance. Our SaaS platform provides the best of digital onboarding: KYC, Smart Document & Data Management and Electronic Signatures via one single API. Founded with the belief that digital onboarding would dramatically simplify access to financial products whilst reducing cost, time and risk, our value proposition is built around three principles: (1) our organization and systems must continuously keep up with the cycle of innovations, (2) data is at the center of the decision process (3) transparency towards our highly regulated partners is essential to gain their trust and grow our activities.